Who We Serve
Serving Individuals
A masterpiece of wealth should challenge assumptions about how life can be experienced. We help individuals reinvent the plan they have for their life. From financial independence, to lifestyle enhancement, to embarking on a new venture, our team utilizes a holistic approach to help see the entire picture of your life and to help you plan accordingly.
Serving Multigenerational Families
At DeRose, we have been serving the financial community for 3 generations since 1958. We understand the intricacies of working together as a family and helping other families enjoy the benefits of their wealth. A lifetime of investing and accumulating wealth presents a unique set of opportunities for you to ensure long-term financial security for your family.
Fostering and maintaining harmonious family relationships is paramount when addressing issues surrounding the maintenance and distribution of family wealth. Our financial planning process is built to support multigenerational wealth and consider your own vision and values to guide the transfer of wealth to the next generation. This tiered approach offers insightful practices, including:
- Financial Literacy to assist families with education and stewardship
- Business Succession to protect the family’s largest asset
- Family Meetings to help prepare heirs for future wealth transfer
- Tax Strategies to efficiently deploy your family’s wealth
- Perpetual Trusts (in coordination with an Attorney) to serve as a family bank between generations
- Philanthropic Planning to identify tax effective pathways for giving
Serving Closely-Held Businesses
Every successful owner knows the intricacies of personal finance and business planning often overlap. From cash flow management to exit planning to tax implications, it takes an experienced professional to properly understand and analyze such complexities. At DeRose, we work with business owners to clarify objectives, make informed decisions, and build the future you envision. Our work often begins by discussing what type of business owner you would like to become – one that is ready to exit immediately, invest to maximize a sale price, stay involved through retirement, or something different? These are some questions that keep our clients’ up at night:
- How do I tap into the wealth of my company?
- What is my business (really) worth today?
- How will I know if I can achieve true financial independence?
- What are the best ways to attract, retain, and reward key employees?
- Am I doing all I can to minimize the tax bite?
- How can I grow and protect my business?
- How successful will my succession or exit strategy be?