Our Process
Creating Your Masterpiece.
We believe a life well lived is best achieved when your wealth journey is a harmonious blend between your vision and your possibilities. In the caring hands of the DeRose team, we help you create your masterpiece through these steps of our process (click any step title for more detail).
Step into the mindset of a quiet place, where inner reflection can be heard. We believe that the best decisions are made when you’re in a state of calm and reflection. To facilitate this, we guide you through a process designed to align your financial vision with your personal values and aspirations.
Here’s how we help you create this conducive environment
- Discuss and identify core values, concerns, and objectives
- Gather initial financial data to facilitate meaningful advice
- Introduce the DeRose Planning Process & depth of resources
- Communicate our services and fees
- Mutually agree to move forward
The benefit of wandering in conversation, pleasantly, without a fixed direction, is to allow new ideas time and space to grow. During this initial phase, we prioritize understanding not just your financial situation, but also the person behind the numbers. This open dialogue approach helps in uncovering your true financial aspirations and concerns.
- Kickoff Meeting with DeRose FPG
- Verify information and request additional data
- Begin financial modeling and analysis
- Review your current situation & discuss our observations
- Continue to propel planning forward
Journey together through the intricate landscape of imagining and possibilities. In this phase, we delve deep into the art of shaping your financial future, transforming abstract ideas into tangible actions. This process is more than financial planning; it’s about sculpting a path that resonates with your life’s ambitions and values.
- Confirm your personal and financial objectives
- Design and build your financial plan
- Review your comprehensive financial plan in detail
- Discuss the pros and cons of relevant decisions
- Collaborate with other trusted advisors
- Build your unique set of Action Items
Engage in bringing your wealth journey into action. We transition from planning to execution, immersing ourselves in the practical aspects of your financial plan. This stage is where your tailored financial plan begins to take concrete shape and changes are implemented. Together, we’ll navigate complexities, ensuring each decision and action aligns closely with your values to create a masterpiece.
- Take action
- Recommend solutions
- Coordinate and collaborate with your other advisors
- Execute Estate and Business planning documents
The ongoing journey of your financial plan is where hard work and planning comes to fruition. This stage is about more than just maintaining your financial plan; it’s an evolving process that adapts to life’s changes and grows with you. With regular reviews and continuous guidance, your financial plan remains aligned with your life’s progression, adjusting as necessary to new circumstances and opportunities.
- Engage in conversation about your life, family and changes
- Discuss updates in tax law that may effect you
- Decide upon primary objectives for the coming year
- Update net worth, cash flow, benefits, etc.
- Review investment portfolio, contributions & distributions
- Assess insurance, titling & beneficiary designations
Let us help orchestrate every element of your masterpiece with imagination, dedication and financial expertise.
Our masterpiece is helping you create yours.