FAQ

We work with Multigenerational Families and Clients with Closely Held Businesses as they transition throughout all stages of life. Our mission is to empower individuals, families, and closely held businesses with strategies that illuminate the path to financial independence by helping you create your unique Masterpiece of Wealth.

Your first step is scheduling your Initial Consultation, followed by an in-depth FactFinding Meeting — we have a two-step Complimentary Introductory Meeting Process.

Once you decide to engage DeRose FPG, you’ll take part in a Kickoff Meeting to meet the members of your Planning Team, who will gather your pertinent information, confirm your objectives, and build your Financial Plan based on what is important to you. Please click here to schedule the Initial Consultation Meeting.

You’ll receive comprehensive and personalized Financial Planning Advice for Cash Flow, Education Funding, and Retirement Planning, along with more Advanced Estate, Generational Wealth, and Charitable Planning with a focus on Tax Reduction strategies. For those clients with Closely Held Businesses, we provide guidance on Benefits, Retirement Plans, and Business Succession Planning. We also assist clients with Life Decisions that arise during Career Changes, Parental Planning, or the Sale of a Business.

You will pay a fee to engage our Comprehensive Wealth Planning Services. This fee covers the initial custom-designed Financial Plan and one year of our services, including Summaries and Action Items from our meetings, along with coordination with your other Trusted Advisors, such as attorneys and CPAs. The fee is based on the complexity of your personal situation, and we provide advice and monitoring of your planning year over year. In addition, we are a full-service firm that can also implement Investments and Risk Management Solutions for which we may receive compensation — all of which will be fully disclosed, as we are fiduciaries.

Our Client Service Assistant will reach out to schedule your Complimentary Initial Consultation. The Initial Consultation typically occurs via Zoom or in person at our Chicago or Florida office.

We are grounded in the belief that effective investing isn’t about chasing the hottest trend or timing the market. It’s about a disciplined, long-term approach aligned with your Objectives, Timeline, and Risk Comfort — understanding your “numbers” to help you achieve your goals first.

We are committed to an Annual Meeting every year with each of our clients to ensure everything is up to date, monitored, and aligned with your planning. In addition, our proactive team reaches out throughout the year regarding any tax or material changes that may affect your situation. We encourage our clients to contact us anytime they need advice! We are always here to serve you — first, last, and always — and will gladly meet with you to discuss your Plan and concerns as often as needed.

Our clients entrust us with more than just their finances; they entrust us with their families’ dreams, security, and legacy. We believe in the importance of having a deep understanding of you and your family’s Shared Values and Objectives — allowing you to see firsthand the impact we can make together by living the life you value and creating your Masterpiece of Wealth.