Broker Check
Karen L. DeRose, CFP®, CRPC®

Karen L. DeRose, CFP®, CRPC®

President and Managing Partner

 "My passion is listening to clients and translating their wants, needs and values into a plan that builds and preserves their wealth over their lifetime. This leads to a long-term relationship as we create the life they value and the legacy they envision.”

Karen first began her financial planning practice after spending a few years working with her father, who had a very successful insurance practice. As she continued to work with her father and his clients, she was consistently asked financial questions outside the realm of insurance. It was then that she realized that people needed financial advice on all aspects of their lives, and that insurance can only solve one need. It was then that she envisioned a financial planning practice, where advice was paramount to selling a product. Her time with her father was invaluable, as not only was he instrumental in nudging her towards financial planning, he also taught her the value of excellent service to her future clients.

In 1996, she founded DeRose Financial Planning Group to help her clients take their financial planning to the next level. At that time, comprehensive financial planning was still in its relative infancy, as most “planners” simply sold investments or insurance. She envisioned a practice where a customized, comprehensive financial plan could be tailored to each of her clients’ financial lives. She has been doing so ever since.

Karen is Past Chairman of the prestigious Resource Group, comprised of the top 200 financial advisors within Lincoln Financial Advisors and Past Chairman & Founding Member of The WISE Group - Lincoln’s women advisor’s network. She believes in collaborating with other trusted advisors by adding value and resources to her client relationship’s through business development. Karen is also the Past President of the BNI Wildfire Group and a member of The Executive Guild. She has appeared on NBC Chicago and has been listed in Chicago Magazine’s “Five-Star Wealth Advisor” since 2010[1], Women in Financial Services (WIFS) Circle of Excellence Award since 2011[2], Women’s Choice Award since 2011[3], awarded the prestigious 20 Women Too Watch Award in 2015 by Investment News[4]. Most recently, she was named by the Chicago Daily Herald “Best Financial Planner and Wealth Management Firm” in 2018. She has been notably featured in the book “Women at the Top in Financial Services.” In 2019, Karen was the recipient of the inaugural WISE Innovator award for her devotion to promoting and mentoring women in the industry.

Karen holds her FINRA Series 6, 7, 63, and 66 registrations and is licensed to provide health and life insurance in several states.

She lives in Deerfield and is celebrating 40 years of marriage with her husband, Tony this year. Together, they have two grown sons, both of whom work in the business, with Anthony as a Partner in the practice and Nick as a Director of Financial Planning. Karen loves to travel, hike, participate in yoga sessions, scuba dive, and is an avid reader. Her family is an active member of Holy Cross Church in Deerfield, Illinois, Board Member of Spirit Air LLC, a not-for-profit that provides flights for “life”, and participates in several local charity events.