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What is Financial Planning?

Process. Driven by your Goals.

Financial Planning is the premise of developing strategies to help you manage your financial affairs so you can build wealth, enjoy life and achieve a sense of security. In many ways, this is a process driven by your life. Our firm works to identify your personal and financial goals and then develops strategies to reach those goals.

Proactive. Holistic.

Many individuals take a piecemeal approach to financial planning; they only engage in planning when major life events occur, and then respond to areas immediately affected by those events.

DeRose FPG takes a holistic approach, by taking a proactive, comprehensive view to planning. We aim to uncover gaps in our client's financial picture so we can take preventive measures along with uncovering financial planning opportunities. The only way to discern such gaps and find financial planning opportunities is to look at a client's entire financial picture all at once. Thus, we focus on several different areas of planning which include:

  • Retirement Planning
  • College Funding Strategies
  • Wealth Protection Planning
  • Investment Planning
  • Estate Planning
  • Tax Strategies

Consummating the Plan.

A plan is only as good as its proper follow-through; DeRose FPG will assure that you implement your plan in a timely and effective manner. You will not be alone in this process, as we will be there to guide you.

Financial planning is also something that cannot be done once in lifetime and put away.  A good financial plan must be revised periodically to take into account changes in laws, taxes and capital market conditions as well as clients’ life changes.